:root {
  --navy: #080B3F;
  --gold: #C8952D;
  --soft-gold: #E5B95C;
  --white: #FFFFFF;
  --cream: #FFFDF8;
  --border-gold: #E8D5A5;
  --gray: #6B6B6B;
  --shadow: 0 18px 45px rgba(8, 11, 63, .08);
  --soft-shadow: 0 10px 30px rgba(8, 11, 63, .07)
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box
}

html {
  scroll-behavior: smooth
}

body {
  font-family: Poppins, sans-serif;
  color: var(--navy);
  background: var(--cream);
  overflow-x: hidden
}

a {
  text-decoration: none
}

.container-main {
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto
}

.site-header {
  width: 100%;
  position: sticky;
  top: 0;
  background: rgba(255, 255, 255, .96);
  backdrop-filter: blur(16px);
  z-index: 999;
  border-bottom: 1px solid rgba(232, 213, 165, .45);
  transition: .3s
}

.site-header.scrolled {
  box-shadow: 0 8px 28px rgba(8, 11, 63, .09)
}

.header-inner {
  height: 116px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-shrink: 0
}

.logo-mark {
  width: 66px;
  height: 66px;
  border: 2px solid var(--gold);
  border-radius: 50%;
  display: grid;
  place-items: center;
  position: relative;
  color: var(--gold);
  background: #fffdf7;
  box-shadow: inset 0 0 0 6px #fff, 0 8px 22px rgba(200, 149, 45, .16)
}

.logo-mark:before,
.logo-mark:after {
  content: "";
  position: absolute;
  width: 32px;
  height: 9px;
  border-bottom: 2px solid var(--gold);
  bottom: -6px
}

.logo-mark:before {
  left: -20px;
  border-radius: 0 0 0 50px;
  transform: rotate(-12deg)
}

.logo-mark:after {
  right: -20px;
  border-radius: 0 0 50px 0;
  transform: rotate(12deg)
}

.logo-mark span {
  font-family: "Playfair Display", serif;
  font-size: 23px;
  font-weight: 800
}

.brand-logo h1 {
  font-family: "Playfair Display", serif;
  font-size: 28px;
  line-height: 1;
  color: var(--gold);
  font-weight: 800;
  letter-spacing: .5px
}

.brand-logo p {
  font-family: "Playfair Display", serif;
  color: var(--gold);
  font-size: 19px;
  line-height: 1.1;
  font-weight: 700
}

.desktop-nav {
  display: flex;
  align-items: center;
  gap: 31px;
  flex: 1;
  justify-content: center
}

.desktop-nav a {
  color: #151515;
  font-size: 13px;
  font-weight: 500;
  position: relative;
  padding: 8px 0;
  transition: .25s
}

.desktop-nav a:hover,
.desktop-nav a.active {
  color: var(--navy)
}

.desktop-nav a:after {
  content: "";
  width: 0;
  height: 2px;
  background: var(--gold);
  position: absolute;
  left: 0;
  bottom: 0;
  transition: .25s
}

.desktop-nav a:hover:after,
.desktop-nav a.active:after {
  width: 100%
}

.apply-btn {
  padding: 16px 30px;
  background: linear-gradient(135deg, var(--gold), #b98218);
  color: #fff;
  text-transform: uppercase;
  font-weight: 700;
  font-size: 14px;
  border-radius: 5px;
  box-shadow: 0 12px 26px rgba(200, 149, 45, .28);
  transition: .25s;
  flex-shrink: 0
}

.apply-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 32px rgba(200, 149, 45, .36)
}

.menu-toggle {
  display: none;
  width: 45px;
  height: 45px;
  background: var(--navy);
  color: #fff;
  border-radius: 8px;
  border: none;
  font-size: 20px
}

.mobile-menu {
  display: none
}

.hero-section {
  position: relative;
  min-height: 565px;
  padding: 72px 0 66px;
  background: radial-gradient(circle at 78% 45%, rgba(229, 185, 92, .22), transparent 34%), linear-gradient(90deg, #fffefa 0%, #fffdf8 42%, #f6f0e7 100%);
  overflow: hidden
}

.hero-section:before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(255, 255, 255, .95) 0%, rgba(255, 255, 255, .75) 37%, rgba(255, 255, 255, .14) 100%);
  pointer-events: none
}

.hero-shape {
  position: absolute;
  border: 1px solid rgba(200, 149, 45, .18);
  border-radius: 50%;
  opacity: .6
}

.shape-one {
  width: 520px;
  height: 520px;
  right: -210px;
  top: -120px
}

.shape-two {
  width: 340px;
  height: 340px;
  right: 210px;
  bottom: -210px
}

.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1.08fr;
  align-items: center;
  gap: 45px;
  z-index: 2
}

.hero-content h2 {
  font-family: "Playfair Display", serif;
  font-size: clamp(42px, 5vw, 67px);
  line-height: 1.07;
  color: var(--navy);
  font-weight: 800;
  letter-spacing: .3px
}

.hero-content h2 span {
  color: var(--gold)
}

.gold-line {
  width: 42px;
  height: 2px;
  background: var(--gold);
  margin: 26px 0 23px
}

.hero-content p {
  max-width: 470px;
  color: var(--gray);
  font-size: 17px;
  line-height: 1.85
}

.hero-actions {
  margin-top: 34px;
  display: flex;
  gap: 22px;
  flex-wrap: wrap
}

.primary-btn,
.outline-btn {
  height: 54px;
  padding: 0 29px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 13px;
  border-radius: 4px;
  font-weight: 700;
  text-transform: uppercase;
  font-size: 13px;
  letter-spacing: .4px;
  transition: .25s
}

.primary-btn {
  background: var(--navy);
  color: #fff;
  box-shadow: 0 12px 26px rgba(8, 11, 63, .22)
}

.primary-btn:hover {
  background: #10145c;
  transform: translateY(-2px)
}

.outline-btn {
  color: var(--gold);
  background: #fff;
  border: 1px solid var(--gold)
}

.outline-btn:hover {
  background: var(--gold);
  color: #fff;
  transform: translateY(-2px)
}

.hero-visual {
  height: 420px;
  position: relative
}

.safe-box {
  position: absolute;
  right: 155px;
  bottom: 44px;
  width: 235px;
  height: 270px;
  background: linear-gradient(135deg, #fff 0%, #f3eee7 100%);
  border: 4px solid #d5b36b;
  border-radius: 22px;
  box-shadow: inset 0 0 0 10px #fdfbf6, 0 30px 70px rgba(8, 11, 63, .12)
}

.safe-door {
  width: 178px;
  height: 220px;
  position: absolute;
  left: 27px;
  top: 24px;
  border-radius: 16px;
  border: 3px solid #d1a44a;
  background: linear-gradient(135deg, #fafafa, #e8e2d9)
}

.safe-wheel {
  width: 90px;
  height: 90px;
  border: 10px solid #c8952d;
  border-radius: 50%;
  position: absolute;
  left: 42px;
  top: 58px;
  box-shadow: inset 0 0 0 5px #fff4d6
}

.safe-wheel:before,
.safe-wheel:after,
.safe-wheel span {
  content: "";
  position: absolute;
  width: 86px;
  height: 5px;
  background: #b17a1b;
  left: -8px;
  top: 33px;
  border-radius: 20px
}

.safe-wheel:after {
  transform: rotate(60deg)
}

.safe-wheel span {
  transform: rotate(-60deg)
}

.coin-stack {
  position: absolute;
  display: flex;
  flex-direction: column-reverse
}

.coin-stack span {
  display: block;
  width: 82px;
  height: 16px;
  border-radius: 50%;
  background: linear-gradient(180deg, #f4ca65, #b87c16);
  border: 1px solid #8e5d0d;
  margin-top: -4px
}

.stack-one {
  left: 145px;
  bottom: 49px
}

.stack-two {
  left: 245px;
  bottom: 49px
}

.gold-bars {
  position: absolute;
  right: 4px;
  bottom: 48px;
  display: flex;
  align-items: flex-end;
  gap: 14px
}

.gold-bars div {
  width: 50px;
  border-radius: 4px 4px 0 0;
  background: linear-gradient(90deg, #b97c17, #f3c762, #b77b16);
  box-shadow: 0 8px 20px rgba(200, 149, 45, .25)
}

.gold-bars div:nth-child(1) {
  height: 96px
}

.gold-bars div:nth-child(2) {
  height: 150px
}

.gold-bars div:nth-child(3) {
  height: 210px
}

.growth-arrow {
  position: absolute;
  right: 0;
  top: 62px;
  width: 600px;
  height: 190px
}

.growth-arrow span {
  position: absolute;
  left: 0;
  top: 95px;
  width: 440px;
  height: 7px;
  background: linear-gradient(90deg, #c8952d, #e5b95c);
  transform: rotate(-24deg);
  border-radius: 50px;
  box-shadow: 0 12px 22px rgba(200, 149, 45, .2)
}

.growth-arrow span:before {
  content: "";
  width: 160px;
  height: 7px;
  background: linear-gradient(90deg, #c8952d, #e5b95c);
  position: absolute;
  left: -75px;
  top: 53px;
  transform: rotate(44deg);
  border-radius: 50px
}

.growth-arrow i {
  position: absolute;
  right: 10px;
  top: 12px;
  color: var(--gold);
  font-size: 92px;
  transform: rotate(-5deg)
}

.round-seal {
  width: 116px;
  height: 116px;
  border-radius: 50%;
  border: 6px solid #d4a33d;
  position: absolute;
  right: 132px;
  bottom: 36px;
  background: linear-gradient(145deg, #d29c32, #f1c666);
  display: grid;
  place-items: center;
  box-shadow: 0 15px 30px rgba(200, 149, 45, .35)
}

.round-seal span {
  width: 80px;
  height: 80px;
  display: grid;
  place-items: center;
  border: 2px dashed rgba(255, 255, 255, .8);
  border-radius: 50%;
  color: #fff;
  font-family: "Playfair Display", serif;
  font-size: 28px;
  font-weight: 800
}

.trust-strip-section {
  margin-top: -32px;
  position: relative;
  z-index: 5
}

.trust-strip {
  background: #fff;
  border: 1px solid rgba(232, 213, 165, .55);
  border-radius: 18px;
  box-shadow: var(--shadow);
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  padding: 28px 34px
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 0 28px;
  border-right: 1px solid rgba(8, 11, 63, .12)
}

.trust-item:last-child {
  border-right: 0
}

.trust-icon {
  width: 58px;
  height: 58px;
  background: var(--navy);
  border-radius: 14px;
  display: grid;
  place-items: center;
  color: var(--soft-gold);
  font-size: 26px;
  box-shadow: inset 0 0 0 2px var(--gold);
  flex-shrink: 0
}

.trust-item h4 {
  font-family: "Playfair Display", serif;
  text-transform: uppercase;
  font-size: 16px;
  font-weight: 800;
  margin-bottom: 8px
}

.trust-item p {
  font-size: 12px;
  color: var(--gray);
  line-height: 1.7
}

.about-section {
  padding: 66px 0 46px
}

.about-grid {
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 70px;
  align-items: center
}

.section-label {
  color: var(--gold);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .7px
}

.about-content h2,
.section-heading h2,
.enquiry-left h2 {
  font-family: "Playfair Display", serif;
  color: var(--navy);
  font-size: clamp(34px, 3vw, 44px);
  line-height: 1.15;
  font-weight: 800;
  margin-top: 8px
}

.about-content h2 span,
.section-heading h2 span,
.enquiry-left h2 strong {
  color: var(--gold);
  font-weight: 800
}

.small-line {
  width: 35px;
  height: 2px;
  background: var(--gold);
  margin: 20px 0 22px
}

.about-content p {
  color: var(--gray);
  font-size: 14px;
  line-height: 1.9;
  max-width: 425px;
  margin-bottom: 27px
}

.small-btn {
  height: 46px;
  font-size: 12px
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  border-left: 1px solid rgba(8, 11, 63, .12)
}

.stat-card {
  min-height: 135px;
  padding: 28px 36px;
  display: flex;
  align-items: center;
  gap: 24px;
  border-bottom: 1px solid rgba(8, 11, 63, .12)
}

.stat-card:nth-child(2),
.stat-card:nth-child(4) {
  border-left: 1px solid rgba(8, 11, 63, .12)
}

.stat-card:nth-child(3),
.stat-card:nth-child(4) {
  border-bottom: 0
}

.stat-card i {
  font-size: 36px;
  color: var(--navy);
  text-shadow: 2px 2px 0 rgba(200, 149, 45, .35)
}

.stat-card h3 {
  font-family: "Playfair Display", serif;
  color: var(--gold);
  font-size: 42px;
  line-height: 1;
  font-weight: 800
}

.stat-card h3 small {
  font-size: 24px
}

.stat-card p {
  color: var(--gray);
  font-size: 14px;
  margin-top: 8px
}

.services-section {
  padding: 20px 0 58px
}

.services-card {
  background: #fff;
  border: 1px solid rgba(232, 213, 165, .55);
  border-radius: 18px;
  box-shadow: var(--soft-shadow);
  padding: 38px 26px 32px
}

.section-heading {
  text-align: center;
  margin-bottom: 35px
}

.section-heading h2 {
  font-size: clamp(30px, 3vw, 40px)
}

.heading-decor {
  width: 54px;
  height: 10px;
  margin: 11px auto 0;
  position: relative;
  background: radial-gradient(circle at center, var(--border-gold) 0 4px, transparent 5px)
}

.heading-decor:before,
.heading-decor:after {
  content: "";
  position: absolute;
  top: 4px;
  height: 1px;
  width: 24px;
  background: rgba(8, 11, 63, .24)
}

.heading-decor:before {
  left: 0
}

.heading-decor:after {
  right: 0
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 18px
}

.service-box {
  min-height: 265px;
  padding: 30px 18px 24px;
  border: 1px solid var(--border-gold);
  border-radius: 11px;
  text-align: center;
  background: linear-gradient(180deg, #fff 0%, #fffdf9 100%);
  transition: .3s
}

.service-box:hover {
  transform: translateY(-8px);
  box-shadow: 0 22px 35px rgba(8, 11, 63, .09);
  border-color: var(--gold)
}

.service-icon {
  width: 66px;
  height: 66px;
  margin: 0 auto 20px;
  display: grid;
  place-items: center;
  font-size: 34px;
  color: var(--navy);
  position: relative
}

.service-icon:after {
  content: "";
  position: absolute;
  width: 27px;
  height: 27px;
  right: 5px;
  top: 2px;
  border-radius: 50%;
  background: rgba(229, 185, 92, .25);
  z-index: 0
}

.service-icon i {
  position: relative;
  z-index: 1
}

.service-box h4 {
  font-family: "Playfair Display", serif;
  color: var(--navy);
  font-size: 18px;
  line-height: 1.25;
  text-transform: uppercase;
  margin-bottom: 14px
}

.service-box p {
  color: var(--gray);
  font-size: 12px;
  line-height: 1.7;
  min-height: 62px
}

.service-box a {
  display: inline-flex;
  margin-top: 15px;
  color: var(--gold);
  font-size: 12px;
  text-transform: uppercase;
  font-weight: 600;
  gap: 8px
}

.enquiry-section {
  padding: 0 0 65px
}

.enquiry-card {
  display: grid;
  grid-template-columns: .38fr .62fr;
  background: #fff;
  border-radius: 18px;
  box-shadow: var(--shadow);
  overflow: hidden;
  border: 1px solid rgba(232, 213, 165, .45)
}

.enquiry-left {
  min-height: 315px;
  background: radial-gradient(circle at 80% 100%, rgba(229, 185, 92, .28), transparent 32%), linear-gradient(135deg, #080B3F 0%, #06082d 100%);
  padding: 42px 40px;
  color: #fff;
  position: relative;
  overflow: hidden
}

.enquiry-left span {
  color: var(--soft-gold);
  text-transform: uppercase;
  font-weight: 700;
  font-size: 13px
}

.enquiry-left h2 {
  color: #fff;
  margin-top: 16px
}

.enquiry-left p {
  color: #fff;
  font-size: 13px;
  line-height: 1.8;
  max-width: 270px
}

.clipboard-illus {
  position: absolute;
  right: 7px;
  bottom: 11px;
  width: 142px;
  height: 170px;
  transform: rotate(-14deg)
}

.clip-head {
  width: 52px;
  height: 24px;
  background: var(--soft-gold);
  border-radius: 12px 12px 4px 4px;
  margin: 0 auto -8px;
  position: relative;
  z-index: 2
}

.clip-paper {
  height: 148px;
  background: linear-gradient(145deg, #fff, #f3eee5);
  border: 4px solid #d3a54b;
  border-radius: 12px;
  padding: 38px 18px;
  box-shadow: 0 16px 30px rgba(0, 0, 0, .25)
}

.clip-paper div {
  height: 5px;
  background: #d8d8d8;
  border-radius: 50px;
  margin-bottom: 13px
}

.clip-paper span {
  color: var(--gold);
  display: block;
  text-align: center;
  margin-top: 14px;
  font-family: "Playfair Display", serif;
  font-size: 24px
}

.enquiry-form-wrap {
  padding: 42px 38px
}

.enquiry-form {
  width: 100%
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-bottom: 20px
}

.input-box {
  height: 58px;
  border: 1px solid rgba(8, 11, 63, .13);
  border-radius: 4px;
  display: flex;
  align-items: center;
  gap: 13px;
  padding: 0 18px;
  background: #fff;
  transition: .25s
}

.input-box:focus-within {
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(200, 149, 45, .08)
}

.input-box i {
  color: var(--gray);
  font-size: 14px
}

.input-box input,
.input-box select {
  border: 0;
  outline: 0;
  width: 100%;
  color: var(--gray);
  font-size: 13px;
  background: transparent;
  font-family: Poppins, sans-serif
}

.submit-btn {
  width: 100%;
  height: 58px;
  border: 0;
  border-radius: 4px;
  background: var(--navy);
  color: #fff;
  text-transform: uppercase;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 13px;
  margin-top: 4px;
  transition: .25s
}

.submit-btn:hover {
  background: #10145c;
  transform: translateY(-2px)
}

.safe-note {
  margin-top: 18px;
  color: #8a8a8a;
  font-size: 12px;
  text-align: center
}

.safe-note i {
  color: var(--gray);
  margin-right: 6px
}

#formMessage {
  margin-top: 12px;
  text-align: center;
  font-size: 13px;
  font-weight: 500
}

#formMessage.success {
  color: #1d8b4f
}

#formMessage.error {
  color: #c0392b
}

.testimonials-section {
  padding: 0 0 58px
}

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 38px
}

.testimonial-card {
  background: #fff;
  border: 1px solid rgba(8, 11, 63, .12);
  border-radius: 11px;
  padding: 34px 32px 30px;
  min-height: 212px;
  position: relative;
  box-shadow: 0 12px 30px rgba(8, 11, 63, .04);
  transition: .3s
}

.testimonial-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--soft-shadow)
}

.quote-left,
.quote-right {
  position: absolute;
  color: var(--gold);
  font-family: "Playfair Display", serif;
  font-size: 54px;
  line-height: 1;
  font-weight: 800
}

.quote-left {
  left: 18px;
  top: 12px
}

.quote-right {
  right: 22px;
  top: 13px
}

.profile {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 20px;
  padding-left: 20px
}

.avatar {
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background: linear-gradient(145deg, #d9d9d9, #fff);
  display: grid;
  place-items: center;
  color: var(--navy);
  font-size: 25px;
  border: 3px solid #f0e6cf
}

.avatar.female {
  background: linear-gradient(145deg, #f2e6e6, #fff)
}

.profile h4 {
  font-size: 14px;
  font-weight: 600
}

.stars {
  color: var(--gold);
  font-size: 14px;
  letter-spacing: 2px;
  margin-top: 7px
}

.testimonial-card p {
  color: #4d4d4d;
  font-size: 13px;
  line-height: 1.8;
  text-align: center
}

.slider-dots {
  display: flex;
  justify-content: center;
  gap: 10px;
  margin-top: 28px
}

.slider-dots span {
  width: 11px;
  height: 11px;
  border-radius: 50%;
  background: #d5d5d5
}

.slider-dots span.active {
  width: 23px;
  border-radius: 50px;
  background: var(--gold)
}

.footer-section {
  background: #fff;
  border-top: 1px solid rgba(232, 213, 165, .5)
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.35fr .7fr .85fr 1.05fr;
  gap: 70px;
  padding: 48px 0 42px
}

.footer-logo .logo-mark {
  width: 58px;
  height: 58px
}

.footer-logo .brand-logo h1,
.footer-logo h1 {
  font-size: 25px
}

.footer-logo p {
  font-size: 17px
}

.footer-brand>p {
  color: var(--gray);
  font-size: 13px;
  line-height: 1.8;
  margin: 22px 0 20px;
  max-width: 280px
}

.social-icons {
  display: flex;
  gap: 11px
}

.social-icons a {
  width: 28px;
  height: 28px;
  background: var(--navy);
  color: #fff;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-size: 12px;
  transition: .25s
}

.social-icons a:hover {
  background: var(--gold);
  transform: translateY(-3px)
}

.footer-links h4,
.footer-contact h4 {
  color: var(--navy);
  text-transform: uppercase;
  font-size: 14px;
  font-weight: 800;
  margin-bottom: 22px
}

.footer-links a {
  display: block;
  color: var(--gray);
  font-size: 13px;
  margin-bottom: 11px;
  transition: .25s
}

.footer-links a:hover {
  color: var(--gold);
  padding-left: 5px
}

.footer-contact p {
  color: var(--gray);
  font-size: 13px;
  line-height: 1.65;
  margin-bottom: 17px;
  display: flex;
  align-items: flex-start;
  gap: 15px
}

.footer-contact i {
  color: var(--navy);
  margin-top: 3px;
  width: 16px
}

.copyright-bar {
  background: var(--navy);
  color: #fff;
  padding: 16px 0
}

.copyright-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px
}

.copyright-inner p,
.copyright-inner a,
.copyright-inner span {
  color: #fff;
  font-size: 12px
}

.copyright-inner div {
  display: flex;
  gap: 18px;
  align-items: center
}

.back-to-top {
  position: fixed;
  right: 25px;
  bottom: 25px;
  width: 54px;
  height: 54px;
  border: 0;
  background: var(--gold);
  color: #fff;
  border-radius: 50%;
  display: none;
  place-items: center;
  font-size: 20px;
  box-shadow: 0 10px 28px rgba(200, 149, 45, .4);
  z-index: 999;
  transition: .25s
}

.back-to-top:hover {
  transform: translateY(-4px);
  background: #b98218
}

.fade-up {
  opacity: 0;
  transform: translateY(35px);
  transition: all .8s ease
}

.fade-up.show {
  opacity: 1;
  transform: translateY(0)
}

@media (max-width:1180px) {
  .desktop-nav {
    gap: 18px
  }

  .desktop-nav a {
    font-size: 12px
  }

  .services-grid {
    grid-template-columns: repeat(3, 1fr)
  }

  .hero-visual {
    transform: scale(.9);
    transform-origin: right center
  }

  .trust-item {
    padding: 0 14px
  }
}

@media (max-width:991px) {
  .container-main {
    width: min(100% - 36px, 760px)
  }

  .header-inner {
    height: 92px
  }

  .desktop-nav,
  .apply-btn {
    display: none
  }

  .menu-toggle {
    display: grid;
    place-items: center
  }

  .mobile-menu {
    background: #fff;
    border-top: 1px solid rgba(232, 213, 165, .55);
    box-shadow: 0 20px 32px rgba(8, 11, 63, .08);
    padding: 12px 20px 20px
  }

  .mobile-menu.active {
    display: block
  }

  .mobile-menu a {
    display: block;
    color: var(--navy);
    padding: 13px 0;
    border-bottom: 1px solid rgba(8, 11, 63, .07);
    font-size: 14px;
    font-weight: 500
  }

  .mobile-apply {
    background: var(--gold);
    color: #fff !important;
    border-radius: 6px;
    text-align: center;
    margin-top: 14px;
    border-bottom: none !important;
    text-transform: uppercase;
    font-weight: 700 !important
  }

  .hero-section {
    padding: 55px 0 70px
  }

  .hero-grid {
    grid-template-columns: 1fr;
    text-align: center
  }

  .hero-content p {
    margin: 0 auto
  }

  .gold-line {
    margin-left: auto;
    margin-right: auto
  }

  .hero-actions {
    justify-content: center
  }

  .hero-visual {
    width: 100%;
    max-width: 620px;
    margin: 0 auto;
    transform: scale(.88);
    transform-origin: center
  }

  .trust-strip {
    grid-template-columns: repeat(2, 1fr);
    gap: 0
  }

  .trust-item {
    padding: 24px;
    border-right: none;
    border-bottom: 1px solid rgba(8, 11, 63, .1)
  }

  .trust-item:nth-child(odd) {
    border-right: 1px solid rgba(8, 11, 63, .1)
  }

  .trust-item:nth-child(3),
  .trust-item:nth-child(4) {
    border-bottom: 0
  }

  .about-grid {
    grid-template-columns: 1fr;
    gap: 35px
  }

  .about-content {
    text-align: center
  }

  .about-content p {
    margin-left: auto;
    margin-right: auto
  }

  .stats-grid {
    border-left: 0
  }

  .enquiry-card {
    grid-template-columns: 1fr
  }

  .enquiry-left {
    min-height: 270px
  }

  .testimonial-grid {
    grid-template-columns: 1fr;
    gap: 25px
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 45px
  }
}

@media (max-width:640px) {
  .container-main {
    width: min(100% - 26px, 100%)
  }

  .header-inner {
    height: 82px
  }

  .logo-mark {
    width: 52px;
    height: 52px
  }

  .logo-mark:before,
  .logo-mark:after {
    display: none
  }

  .brand-logo h1 {
    font-size: 22px
  }

  .brand-logo p {
    font-size: 15px
  }

  .hero-section {
    padding-top: 40px
  }

  .hero-content h2 {
    font-size: 40px
  }

  .hero-content p {
    font-size: 14px
  }

  .hero-actions {
    flex-direction: column
  }

  .primary-btn,
  .outline-btn {
    width: 100%
  }

  .hero-visual {
    height: 340px;
    transform: scale(.68);
    margin-top: -30px;
    margin-bottom: -45px
  }

  .trust-strip {
    grid-template-columns: 1fr;
    padding: 10px 18px
  }

  .trust-item,
  .trust-item:nth-child(odd) {
    border-right: 0;
    border-bottom: 1px solid rgba(8, 11, 63, .1);
    padding: 22px 4px
  }

  .trust-item:last-child {
    border-bottom: 0
  }

  .about-section {
    padding-top: 48px
  }

  .stats-grid {
    grid-template-columns: 1fr
  }

  .stat-card,
  .stat-card:nth-child(2),
  .stat-card:nth-child(4) {
    border-left: 0;
    border-bottom: 1px solid rgba(8, 11, 63, .1)
  }

  .stat-card:last-child {
    border-bottom: 0
  }

  .stat-card {
    padding: 26px 18px
  }

  .services-card {
    padding: 32px 16px 24px
  }

  .services-grid {
    grid-template-columns: 1fr
  }

  .form-row {
    grid-template-columns: 1fr
  }

  .enquiry-form-wrap {
    padding: 30px 18px
  }

  .enquiry-left {
    padding: 34px 25px
  }

  .clipboard-illus {
    opacity: .55;
    right: 8px
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 34px
  }

  .copyright-inner {
    flex-direction: column;
    text-align: center
  }

  .back-to-top {
    right: 18px;
    bottom: 18px;
    width: 48px;
    height: 48px
  }
}


/* === Updated logo + responsive hero background image === */
.header-inner {
  height: 82px;
}

.image-brand {
  display: inline-flex;
  align-items: center;
  min-width: 190px;
}

.header-logo-img {
  width: 190px;
  height: 62px;
  object-fit: contain;
  object-position: left center;
  display: block;
}

.footer-logo-img {
  width: 205px;
  height: auto;
  object-fit: contain;
  display: block;
}

.hero-section {
  min-height: 590px;
  background-image:
    linear-gradient(90deg, rgba(255, 253, 248, 0.98) 0%, rgba(255, 253, 248, 0.93) 34%, rgba(255, 253, 248, 0.52) 58%, rgba(255, 253, 248, 0.18) 100%),
    url('assets/hero-finance-bg.svg'),
    radial-gradient(circle at 82% 36%, rgba(229, 185, 92, .22), transparent 34%),
    linear-gradient(90deg, #fffefa 0%, #fffdf8 45%, #f7f0e5 100%);
  background-repeat: no-repeat, no-repeat, no-repeat, no-repeat;
  background-size: 100% 100%, min(62vw, 760px) auto, auto, auto;
  background-position: center center, right 5vw center, center, center;
}

.hero-section::before {
  background: linear-gradient(90deg, rgba(255, 255, 255, .42) 0%, rgba(255, 255, 255, .18) 45%, rgba(255, 255, 255, 0) 100%);
}

.hero-grid {
  grid-template-columns: .82fr 1.18fr;
}

.hero-visual {
  min-height: 420px;
  opacity: 0;
  pointer-events: none;
}

@media (max-width:1180px) {
  .header-inner {
    height: 78px;
    gap: 16px;
  }

  .header-logo-img {
    width: 170px;
    height: 58px;
  }

  .desktop-nav {
    gap: 15px;
  }

  .apply-btn {
    padding: 13px 22px;
    font-size: 12px;
  }

  .hero-section {
    background-size: 100% 100%, min(68vw, 670px) auto, auto, auto;
    background-position: center center, right -4vw center, center, center;
  }
}

@media (max-width:991px) {
  .header-inner {
    height: 74px;
  }

  .header-logo-img {
    width: 165px;
    height: 55px;
  }

  .image-brand {
    min-width: auto;
  }

  .hero-grid {
    grid-template-columns: 1fr;
  }

  .hero-section {
    min-height: auto;
    background-image:
      linear-gradient(180deg, rgba(255, 253, 248, .97) 0%, rgba(255, 253, 248, .93) 42%, rgba(255, 253, 248, .76) 100%),
      url('assets/hero-finance-bg.svg'),
      radial-gradient(circle at 50% 78%, rgba(229, 185, 92, .18), transparent 36%),
      linear-gradient(180deg, #fffefa 0%, #fffdf8 55%, #f7f0e5 100%);
    background-size: 100% 100%, 92vw auto, auto, auto;
    background-position: center center, center bottom 10px, center, center;
    padding-bottom: 300px;
  }

  .hero-visual {
    display: none;
  }
}

@media (max-width:640px) {
  .header-inner {
    height: 68px;
  }

  .header-logo-img {
    width: 142px;
    height: 48px;
  }

  .menu-toggle {
    width: 40px;
    height: 40px;
    font-size: 18px;
  }

  .hero-section {
    padding-top: 34px;
    padding-bottom: 235px;
    background-size: 100% 100%, 112vw auto, auto, auto;
    background-position: center center, center bottom 18px, center, center;
  }

  .hero-content h2 {
    font-size: 36px;
    line-height: 1.12;
  }

  .hero-content p {
    font-size: 14px;
    line-height: 1.75;
  }
}


/* =========================================================
   HERO TWO-LAYER FIX
   Layer 1: background image only
   Layer 2: HTML/CSS content above it
   ========================================================= */

.hero-section {
  position: relative !important;
  min-height: 560px !important;
  padding: 0 !important;
  background:
    linear-gradient(90deg, #fffefa 0%, #fffdf8 42%, #f8f0e6 100%) !important;
  overflow: hidden !important;
}

.hero-section::before,
.hero-shape,
.shape-one,
.shape-two,
.hero-visual {
  display: none !important;
}

.hero-bg-layer {
  position: absolute;
  inset: 0;
  z-index: 1;
  background-image:
    linear-gradient(90deg,
      rgba(255, 253, 248, 0.98) 0%,
      rgba(255, 253, 248, 0.96) 29%,
      rgba(255, 253, 248, 0.77) 43%,
      rgba(255, 253, 248, 0.18) 64%,
      rgba(255, 253, 248, 0.00) 100%),
    url('assets/hero-finance-bg.svg');
  background-repeat: no-repeat, no-repeat;
  background-size: 100% 100%, min(67vw, 850px) auto;
  background-position: center center, right 1.5vw center;
}

.hero-grid {
  position: relative !important;
  z-index: 2 !important;
  min-height: 560px !important;
  display: grid !important;
  grid-template-columns: 1fr !important;
  align-items: center !important;
}

.hero-content {
  max-width: 540px;
}

.hero-content h2 {
  font-family: "Playfair Display", serif;
  color: var(--navy);
  font-size: clamp(48px, 5.3vw, 72px);
  line-height: 1.08;
  font-weight: 800;
  letter-spacing: .2px;
}

.hero-content h2 span {
  color: var(--gold);
}

.hero-content p {
  max-width: 505px;
  color: var(--gray);
  font-size: 17px;
  line-height: 1.9;
}

.hero-actions {
  margin-top: 34px;
}

/* Compact header with image logo */
.header-inner {
  height: 78px !important;
}

.image-brand {
  display: inline-flex;
  align-items: center;
  min-width: 180px;
}

.header-logo-img {
  width: 178px;
  height: 58px;
  object-fit: contain;
  object-position: left center;
  display: block;
}

@media (max-width: 1180px) {
  .hero-bg-layer {
    background-size: 100% 100%, min(72vw, 720px) auto;
    background-position: center center, right -6vw center;
  }

  .header-logo-img {
    width: 158px;
    height: 54px;
  }
}

@media (max-width: 991px) {
  .hero-section {
    min-height: 620px !important;
  }

  .hero-bg-layer {
    background-image:
      linear-gradient(180deg,
        rgba(255, 253, 248, 0.99) 0%,
        rgba(255, 253, 248, 0.97) 36%,
        rgba(255, 253, 248, 0.78) 58%,
        rgba(255, 253, 248, 0.30) 100%),
      url('assets/hero-finance-bg.svg');
    background-size: 100% 100%, min(96vw, 700px) auto;
    background-position: center center, center bottom 20px;
  }

  .hero-grid {
    min-height: 620px !important;
    align-items: start !important;
    padding-top: 54px;
  }

  .hero-content {
    text-align: center;
    margin: 0 auto;
  }

  .hero-content p {
    margin-left: auto;
    margin-right: auto;
  }

  .gold-line {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-actions {
    justify-content: center;
  }
}

@media (max-width: 640px) {
  .header-inner {
    height: 68px !important;
  }

  .header-logo-img {
    width: 138px;
    height: 46px;
  }

  .hero-section {
    min-height: 610px !important;
  }

  .hero-bg-layer {
    background-size: 100% 100%, 122vw auto;
    background-position: center center, center bottom 30px;
  }

  .hero-grid {
    min-height: 610px !important;
    padding-top: 34px;
  }

  .hero-content h2 {
    font-size: 38px;
  }

  .hero-content p {
    font-size: 14px;
    line-height: 1.75;
  }

  .hero-actions {
    flex-direction: column;
    gap: 14px;
  }

  .primary-btn,
  .outline-btn {
    width: 100%;
  }
}


/* === Use user-approved exact background image === */
.hero-bg-layer {
  background-image:
    linear-gradient(90deg,
      rgba(255, 253, 248, 0.98) 0%,
      rgba(255, 253, 248, 0.96) 29%,
      rgba(255, 253, 248, 0.77) 43%,
      rgba(255, 253, 248, 0.18) 64%,
      rgba(255, 253, 248, 0.00) 100%),
    url('assets/hero-background-exact.png') !important;
  background-repeat: no-repeat, no-repeat !important;
  background-size: 100% 100%, cover !important;
  background-position: center center, center center !important;
}

@media (max-width: 991px) {
  .hero-bg-layer {
    background-image:
      linear-gradient(180deg,
        rgba(255, 253, 248, 0.99) 0%,
        rgba(255, 253, 248, 0.97) 36%,
        rgba(255, 253, 248, 0.78) 58%,
        rgba(255, 253, 248, 0.30) 100%),
      url('assets/hero-background-exact.png') !important;
    background-size: 100% 100%, cover !important;
    background-position: center center, 62% center !important;
  }
}

@media (max-width: 640px) {
  .hero-bg-layer {
    /* background-size: 100% 100%, 230% auto !important; */
    background-position: center center, 66% center !important;
  }
}


/* === Trust feature strip spacing/alignment fix === */
.trust-strip-section {
  margin-top: 0 !important;
  padding: 28px 0 0 !important;
  position: relative;
  z-index: 5;
  background: var(--cream);
}

.trust-strip {
  width: 100%;
  padding: 34px 42px !important;
  border-radius: 18px !important;
  display: grid !important;
  grid-template-columns: repeat(4, 1fr) !important;
  align-items: stretch !important;
  overflow: hidden !important;
}

.trust-item {
  min-height: 126px;
  padding: 0 32px !important;
  display: grid !important;
  grid-template-columns: 72px 1fr !important;
  align-items: center !important;
  gap: 24px !important;
  border-right: 1px solid rgba(8, 11, 63, 0.12) !important;
}

.trust-item:last-child {
  border-right: 0 !important;
}

.trust-icon {
  width: 66px !important;
  height: 66px !important;
  border-radius: 14px !important;
  font-size: 27px !important;
}

.trust-item h4 {
  margin: 0 0 10px !important;
  font-size: 19px !important;
  line-height: 1.25 !important;
}

.trust-item p {
  margin: 0 !important;
  font-size: 14px !important;
  line-height: 1.7 !important;
  max-width: 210px;
}

/* give hero enough bottom space so buttons never touch next section */
.hero-grid {
  padding-bottom: 34px !important;
}

@media (max-width: 1180px) {
  .trust-strip {
    padding: 28px 26px !important;
  }

  .trust-item {
    padding: 0 20px !important;
    gap: 18px !important;
    grid-template-columns: 64px 1fr !important;
  }

  .trust-item h4 {
    font-size: 17px !important;
  }

  .trust-item p {
    font-size: 13px !important;
  }
}

@media (max-width: 991px) {
  .trust-strip-section {
    padding-top: 22px !important;
  }

  .trust-strip {
    grid-template-columns: repeat(2, 1fr) !important;
    padding: 20px 26px !important;
  }

  .trust-item {
    min-height: 118px;
    padding: 22px 20px !important;
    border-right: 0 !important;
    border-bottom: 1px solid rgba(8, 11, 63, 0.10) !important;
  }

  .trust-item:nth-child(odd) {
    border-right: 1px solid rgba(8, 11, 63, 0.10) !important;
  }

  .trust-item:nth-child(3),
  .trust-item:nth-child(4) {
    border-bottom: 0 !important;
  }

  .hero-grid {
    padding-bottom: 20px !important;
  }
}

@media (max-width: 640px) {
  .trust-strip-section {
    padding-top: 16px !important;
  }

  .trust-strip {
    grid-template-columns: 1fr !important;
    padding: 12px 18px !important;
  }

  .trust-item,
  .trust-item:nth-child(odd) {
    grid-template-columns: 58px 1fr !important;
    min-height: auto;
    padding: 20px 6px !important;
    gap: 17px !important;
    border-right: 0 !important;
    border-bottom: 1px solid rgba(8, 11, 63, 0.10) !important;
  }

  .trust-item:last-child {
    border-bottom: 0 !important;
  }

  .trust-icon {
    width: 56px !important;
    height: 56px !important;
    font-size: 23px !important;
  }

  .trust-item h4 {
    font-size: 16px !important;
  }

  .trust-item p {
    font-size: 12.5px !important;
    max-width: 100%;
  }
}